Don’t get screwed by inaccurate recommendations, policy changes, renewal errors or risk assessment errors, and can insurance companies reject you?
Many people don’t realize how important it is to stay abreast of what is being offered when it comes to insurance. The top companies are so competitive they are becoming flexible and creative in offering discounts to win your business and offer you lower rates. So that you don’t get screwed by inaccurate recommendations take a few minutes to see if you should be shopping around and what you should look for before you make a decision to buy.
Opening your policy renewal envelope and renewing without a second glance could be a big and costly mistake. There are insurance providers who will evaluate your current policies and make positive recommendations in changes to save you money. However, some companies could make renewal errors. This could possibly mean that you qualified for a discount because your age increased and they didn’t make you aware of it.
It is not uncommon to get a letter in the mail that is incorrect stating your premium is increasing based on your driving history or other circumstances. There have been assessment errors resulting from a mix up in a motor vehicle reporting. If you aren’t careful and evaluate your own information, you could be paying the price. Insurance companies can’t reject you just because you are making inquiries.
Rely on your own research. It is not a good idea to take the advice of a sales agent if you are uncertain of the details. Finding valuable information is at your fingertips by using your computer and the internet. Take advantage and use insurance websites that can provide you with instant quotes for comparison.