Tips to get the best car insurance rates

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Car insurance is easier to buy when you have a new car and you are getting your first driver’s license. You are usually added onto your father’s insurance and you can drive with it until your are eighteen. When you are over eighteen you have to get your own. If you have behaved and have no excessive tickets, especially speeding tickets or you don’t have any accidents you will probably get a low rate and will be able to negotiate a good deal.

On the other hand if you have been naughty and had several accidents and have speeding tickets and the like, you will pay a very large monthly rate. Accidents are bad but if you have a DUI or a DWI on your record, many insurance companies will not insure you as a policy or rule. Even if you have followed all the instructions given by the judge and the courses and social service hours, even then they will watch you carefully. After a few years without having any problems, they will lower your rates and forget about your DUI or DWI.

The best way to get great car insurance rates is to keep your nose clean. Drive carefully and be responsible about the things you do while driving. Insurance companies will reduce your rates constantly if you do not have accidents or tickets after a certain amount of time. They will always try to award you with prizes or rate reductions while you stay clean. If you mess up they will double and triple your rates just to get rid of you.

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